You should always keep your social security card in a safe place at all times. This is because it contains some of your most sensitive personal information. The last thing you would want is to have it fall into the wrong hands.
This article quickly explains what to do in case your social security card gets lost or stolen.
What Are the Dangers of a Lost or Stolen Social Security Card?
A lost social security card is no laughing matter. Because of the sensitive information it contains, you are particularly exposed to the dangers of identity theft. This means other people can use your personal information to their own end. If you are not careful, it can lead to more serious troubles down the road.
Many people simply ignore the importance of their social security cards. This is because they do not yet realize how vital the information located there actually is. Basically, the government uses your social security number, the nine-digit code in your card, to track your income and employment status.
This is crucial since your income and your social security contribution during your years of active employment eventually determine the subsidy you will have once you retire. This is also the reason why legitimate employers always ask for your social security number – so they can properly report your financial data to the government.
In a nutshell, your social security number not only reflects your life’s work but it is also vitally important for your future plans as well. This is also precisely the reason why the last thing you would want is to lose your social security card.
What is the Proper Course of Action?
In spite of one’s understanding of the importance of one’s social security card, sometimes things happen that are simply out of our hands. If in case you have your card stolen or lost, the first thing you need to do is to remain calm. Panic won’t help you. Instead, keep a level head and just follow the simple steps described below.
The first thing you need to do is to inform the proper authorities of the events. You also have to be clear, especially if you suspect that your card has been stolen. This initial step is crucial as it give the authorities something to look for. This is because any suspicious activities surrounding your account will be easier addressed if the authorities are made aware of the problem.
After that, it is simply a matter of getting a replacement card. Requesting one is easy enough. You just have to make a personal appearance at the social security office and fill-up the request form. Just remember to bring documents that prove your identity when you go to their office. They usually accept birth certificates, marriage certificates, and other valid IDs. Remember that these documents need to be originals and not mere photocopies, otherwise they will not be accepted.
Hopefully this is where the process ends. However, you may have to request a new social security number if your account has been compromised.
These are the steps you have to follow if you lose your social security card. Keep them in mind in case you need a replacement card.